How can I make sure that my mom’s financial planner stays away for good?
spanner asked:
I do not trust him. It seems that every spring, when Joseph Smith takes another child bride, he comes to the house and asks my mother to sign some document. I believe he once referred to the process as”signing for the beneficiary”. He also has asked me to sing documents on the spot without explanation and without giving me time to read over the terms. Reading the conditions would require a half hour to a hour, I would say, judging by the size and amount of the print. I feel like am signing away my life!
I do not trust him. It seems that every spring, when Joseph Smith takes another child bride, he comes to the house and asks my mother to sign some document. I believe he once referred to the process as”signing for the beneficiary”. He also has asked me to sing documents on the spot without explanation and without giving me time to read over the terms. Reading the conditions would require a half hour to a hour, I would say, judging by the size and amount of the print. I feel like am signing away my life!
My mom does not seem to have much money for all the input her financial planner has been exerting. I thought I heard to say to someone that she had to have a financial planner because she used to operate a home-based day care. I am not sure what having a day care in the home should have to do with requiring a financial planner to come into the house. I am tired of him barging in this way.
I have complained about him in the past, but it seems like my complaints are received by other financial planners, even a person from the same company. It is like complaining about the government to the government.
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Look, you guys have got to stop with this weird stuff! Do your research and present it to mother and show her exactly why his services is not needed and also present the same info to the company he works for and file with the BBB. All that child bride crap is unnecessary to anything!!! Afro Space Cadet
Why is it your business instead of your mother’s? jlf
1) Taxes are usually done in the spring. Could it be that this man files the family’s taxes?
2) In order to lessen tax burden, some money can be put away into deferred accounts, which have beneficiaries. Could it be that some IRAs or other accounts are being opened as a tax shelter? PS You are probably the beneficiary, so I wouldn’t complain!
3) Perhaps what appears to you as barging in is actually a planned appointment between your mother and the financial planner?
4) Be thankful that your mother is planning for retirement. If she didn’t, it would be much worse for you to cover all her bills in her old age than the pain of you not having a few extra of mom’s dollars now!
5) **Most important** Never sign anything without reading it and getting a proper explanation. Try to accomplish this with no yelling, no bad feelings and no temper tantrums. Perhaps ask if he could always hand you your documents first when he comes over. That way, you will have the most time to read since you are the one who is the least familiar with the documents. Kate
You just answered your own question. Contact your state department of licensing and regulation and see if he holds license to do financial planning. And while you are there ask if there are any complains against this fellow. If there are then ask to speak to someone in the states attorney office and you can explain your situation to them. They will listen, they are usually pretty caring people.
Or you can contact a friend to see if their Dad or Mom is a lawyer. If so then go over to their house and ask to speak to the person that is a lawyer and tell them of your concerns. Give them all the information that you have. While you are there tell them about you signing documents that he rushes you thru. Next time he wants you or your mom to sign anything just tell him to leave the paper work with you and you will have your attorney look at them before you sign anything ever again. Then watch to see his expression and what he does. You will be surprised at what shady people will do when they get caught.
Hope this helps Thomas